Protection & Life Insurance in Welling

Protection & Life Insurance in Welling

Helping You Safeguard What Matters Most

Whether you’re buying a home, starting a family or planning for the future, having the right protection in place gives you peace of mind. We support individuals and families across Welling, Bexleyheath, Sidcup and surrounding areas with life insurance, income protection, and critical illness cover through trusted partners.

What We Can Help With

We offer straightforward help around key types of protection, including:

• ❤️ Life insurance to support your family financially if the worst happens
• 🩺 Critical illness cover in case of serious health events
• 💼 Income protection to cover your earnings if you’re unable to work
• 🏡 Mortgage protection to help cover repayments during illness or death
• 📋 Help understanding policy terms, premiums, and exclusions

We connect clients to authorised advisers where personalised advice or regulated recommendations are needed.

Who Should Consider Protection?

Protection isn’t just for homeowners. It’s useful for:

• Families with dependents or young children
• Sole earners or self-employed professionals
• People with outstanding mortgages or financial commitments
• Those who want to lock in cover while healthy

We help you consider what’s worth having — and what fits your budget and circumstances.

Common Protection Questions

Do I need life insurance if I already have a mortgage?

It depends. Some lenders require cover, but even if not, many people choose it to protect their family from financial strain in the event of death.

What’s the difference between life cover and critical illness cover?

Life cover pays out on death. Critical illness cover pays a lump sum if you’re diagnosed with a listed serious condition — like cancer or heart attack — during the policy term.

Can I get cover if I’ve had health issues?

Possibly — some providers offer cover with exclusions or adjusted terms. We can help explore what’s available and flag where specialist advice is needed.

Is income protection worth it?

If you’re self-employed or don’t have strong employer sick pay, income protection can help cover essential bills if you’re unable to work due to illness or injury.

Why Local Support Helps

Insurance policies can feel overwhelming, especially when you’re unsure what level of cover you need. We provide local, down-to-earth support for people in Welling — helping you feel confident in the cover you choose.

We’ve supported clients with:

• Simple life cover linked to a mortgage term
• Critical illness plans with children’s cover added
• Income protection policies tailored for the self-employed

Why Speak With Us About Protection

• Clear, honest support without pressure
• Introductions to authorised advisers when needed
• Flexible options for different budgets
• No fees to enquire or explore your options

We’re here to help you understand what’s out there — so you can make the right choice for your circumstances.

Ready to Review Your Protection Options?

If you want to get covered, understand your options or simply see what’s possible — we’re here to help. Share a few details and we’ll take it from there.

• • No obligation
  • Just straightforward support